Let’s take a quick look at the top 10 countries where people enjoy the highest level of disposable income. What is disposable income? It’s the amount of money that a household gains each year after taxes, so it basically represents the money available to a household for spending on goods or services.

讓我們看看世界上國民可支配收入最高的前十個國家。什么是可支配收入?是指每戶人家每年繳稅后的所得，一般指每戶在物品和服務上的消費。

1、United States of America

美國

Ah, good news US fellas! You enjoy the highest level of disposable income! Americans receive $41,355 annually after the average 31.6% tax is deducted.

米國人民，天大的好消息有木有!你們的可支配收入是最多噠!每年扣除平均31.6%的稅，美國人還能有41355美元進腰包。

2、Luxembourg盧森堡

Luxembourg is more or less the financial center of Europe. The average income after taxes in Luxembourg is $38,951 per year, but there is a 37.7% tax wedge, which provides all of its citizens with all that good stuff.

盧森堡多多少少是歐洲金融中心。年平均稅后收入是38951美元，但稅率37.7%，給公民一切都提供最好的。

3、Norway挪威

Norway has universal health care and higher education, but this, of course, comes at a price: Norwegians give up slightly more than 37% of their wages. But they make up for in overall free time. The average weekly number of hours spent on paid work in Norway is 33,4.Still, they receive $33,492 annually.

挪威享有全面的醫療和高等教育，當然，這也有代價，挪威人要放棄約摸百分之三十七點幾的工資。但他們也因而整體自由時間多，挪威每周有償工作時長為33.4小時。即便如此，他們年收入也有33492美元。

4、Switzerland瑞士

Switzerland’s manufacturing sector is the most vital and robust in all of Europe. Switzerland’s annual disposable income is $33,491, and they work around 35 hours weekly.

歐洲最關鍵、最具活力的便是瑞士制造業。瑞士可支配年收入為33491美元，每周工作約35小時。

5、Australia澳大利亞

Australia has one of the most robust economies in the world and is a huge exporter of foodstuff as well as oil and minerals, and it imports relatively few goods. In terms of average wealth, Australia ranked second in the world after Switzerland in 2024.

澳大利亞是世界上最活躍的經濟體之一，是個食品、油和礦物的出口大國，進口相對較少。就平均財富而言，澳大利亞世界排名第二，居于瑞士之后。

Australia’s average disposable income is $31,588 per year with a tax rate of around 27,7%, which, of course, goes to making sure its citizens are healthy and well educated. On an average, Australians work 36 hours per week.

澳大利亞年平均可支配收入為31588美元，稅率約為27.7%，當然前提是其公民健康且受教育程度高。平均而言，澳大利亞人一周工作36小時。

6、Germany德國

Germany is the largest and most powerful national economy in Europe! However, Germany is also the first regarding the amount of taxes deducted from its citizens‘ income with 49.8%. However, Germany has the world’s oldest universal health care system, so in return, people receive free health care and education on all levels. Germans‘ annual disposable income is $31,252.

德國是歐洲經濟最強的國家。然而，德國也是稅收也是最多的，要扣去49.8%。然而，德國有世界最早的全民醫療體系，所以，德國人全民都享有免費的健康醫療和教育。德國人的年可支配收入為31252美元。

7、Austria奧地利

Austria has a highly developed industry, besides, the most important part of the national economy is its international tourism, which accounts for almost 9% of the Austrian gross domestic product. People get (after taxes) an average $31,173 salary, which is not bad considering that 49.4% is taken away as income tax and social security contributions.

奧地利工業高度發達，此外，國家經濟最重要的部分即國際旅游業，占奧地利國內生產總值的9%。人們(稅后)平均工資31173美元，考慮到49.9%作為個人所得稅和社保，這個數額還算不賴。

8、Canada加拿大

Canada is Wealthy with a capital W. The Canadian Prairies are one of the most important global producers of wheat, canola, and other grains.The average annual disposable income of the Canadian fellows is around $29,365 with a tax rate around 31%. That 31%, of course, pays for universal health care and public education. And, Canada’s average work week is around 36 hours.

加拿大是大寫的富有,其草原是全球最重要的小麥、油菜籽等谷物的生產地。加拿大人年均可支配收入約29365美元，稅率約31%，當然稅收用以支付全民醫療和學校教育。另外，加拿大每周工作約36小時。

9、Sweden瑞典

Based on World Bank data, this beautiful scandinavian kingdom is the sixth richest country in the world in terms of GDP per capita.Its nordic social welfare system provides universal health care and tertiary education for its citizens. In return, people have to give up 42.4% of their income, but on the average they still receive $29,185 a year.

根據世界銀行數據，這一美麗的斯堪的納維亞國度就人均國內生產總值而言是世界第六大富國。其北歐的社會福利體系給公民提供全面醫療和高等教育。作為回報，瑞典人得放棄42.4%的收入，但平均而言，他們仍然每年有29185美元的收入。

10、France法國

French workers are roughly as productive as US workers, but that the French have allegedly a lower workforce participation rate and when they work, they work fewer hours. The French receive $28,799 a year after all taxes.

法國的工作者基本和美國人一樣高效，但據說法國人參與工作的人口比例低，而且工作時長短。法國人每年稅后收入為28799美元。

Let’s take a quick look at the top 10 countries where people enjoy the highest level of disposable income. What is disposable income? It’s the amount of money that a household gains each year after taxes, so it basically represents the money available to a household for spending on goods or services.

讓我們看看世界上國民可支配收入最高的前十個國家。什么是可支配收入?是指每戶人家每年繳稅后的所得，一般指每戶在物品和服務上的消費。

1、United States of America

美國

Ah, good news US fellas! You enjoy the highest level of disposable income! Americans receive $41,355 annually after the average 31.6% tax is deducted.

米國人民，天大的好消息有木有!你們的可支配收入是最多噠!每年扣除平均31.6%的稅，美國人還能有41355美元進腰包。

2、Luxembourg盧森堡

Luxembourg is more or less the financial center of Europe. The average income after taxes in Luxembourg is $38,951 per year, but there is a 37.7% tax wedge, which provides all of its citizens with all that good stuff.

盧森堡多多少少是歐洲金融中心。年平均稅后收入是38951美元，但稅率37.7%，給公民一切都提供最好的。

3、Norway挪威

Norway has universal health care and higher education, but this, of course, comes at a price: Norwegians give up slightly more than 37% of their wages. But they make up for in overall free time. The average weekly number of hours spent on paid work in Norway is 33,4.Still, they receive $33,492 annually.

挪威享有全面的醫療和高等教育，當然，這也有代價，挪威人要放棄約摸百分之三十七點幾的工資。但他們也因而整體自由時間多，挪威每周有償工作時長為33.4小時。即便如此，他們年收入也有33492美元。

4、Switzerland瑞士

Switzerland’s manufacturing sector is the most vital and robust in all of Europe. Switzerland’s annual disposable income is $33,491, and they work around 35 hours weekly.

歐洲最關鍵、最具活力的便是瑞士制造業。瑞士可支配年收入為33491美元，每周工作約35小時。

5、Australia澳大利亞

Australia has one of the most robust economies in the world and is a huge exporter of foodstuff as well as oil and minerals, and it imports relatively few goods. In terms of average wealth, Australia ranked second in the world after Switzerland in 2024.

澳大利亞是世界上最活躍的經濟體之一，是個食品、油和礦物的出口大國，進口相對較少。就平均財富而言，澳大利亞世界排名第二，居于瑞士之后。

Australia’s average disposable income is $31,588 per year with a tax rate of around 27,7%, which, of course, goes to making sure its citizens are healthy and well educated. On an average, Australians work 36 hours per week.

澳大利亞年平均可支配收入為31588美元，稅率約為27.7%，當然前提是其公民健康且受教育程度高。平均而言，澳大利亞人一周工作36小時。

6、Germany德國

Germany is the largest and most powerful national economy in Europe! However, Germany is also the first regarding the amount of taxes deducted from its citizens‘ income with 49.8%. However, Germany has the world’s oldest universal health care system, so in return, people receive free health care and education on all levels. Germans‘ annual disposable income is $31,252.

德國是歐洲經濟最強的國家。然而，德國也是稅收也是最多的，要扣去49.8%。然而，德國有世界最早的全民醫療體系，所以，德國人全民都享有免費的健康醫療和教育。德國人的年可支配收入為31252美元。

7、Austria奧地利

Austria has a highly developed industry, besides, the most important part of the national economy is its international tourism, which accounts for almost 9% of the Austrian gross domestic product. People get (after taxes) an average $31,173 salary, which is not bad considering that 49.4% is taken away as income tax and social security contributions.

奧地利工業高度發達，此外，國家經濟最重要的部分即國際旅游業，占奧地利國內生產總值的9%。人們(稅后)平均工資31173美元，考慮到49.9%作為個人所得稅和社保，這個數額還算不賴。

8、Canada加拿大

Canada is Wealthy with a capital W. The Canadian Prairies are one of the most important global producers of wheat, canola, and other grains.The average annual disposable income of the Canadian fellows is around $29,365 with a tax rate around 31%. That 31%, of course, pays for universal health care and public education. And, Canada’s average work week is around 36 hours.

加拿大是大寫的富有,其草原是全球最重要的小麥、油菜籽等谷物的生產地。加拿大人年均可支配收入約29365美元，稅率約31%，當然稅收用以支付全民醫療和學校教育。另外，加拿大每周工作約36小時。

9、Sweden瑞典

Based on World Bank data, this beautiful scandinavian kingdom is the sixth richest country in the world in terms of GDP per capita.Its nordic social welfare system provides universal health care and tertiary education for its citizens. In return, people have to give up 42.4% of their income, but on the average they still receive $29,185 a year.

根據世界銀行數據，這一美麗的斯堪的納維亞國度就人均國內生產總值而言是世界第六大富國。其北歐的社會福利體系給公民提供全面醫療和高等教育。作為回報，瑞典人得放棄42.4%的收入，但平均而言，他們仍然每年有29185美元的收入。

10、France法國

French workers are roughly as productive as US workers, but that the French have allegedly a lower workforce participation rate and when they work, they work fewer hours. The French receive $28,799 a year after all taxes.

法國的工作者基本和美國人一樣高效，但據說法國人參與工作的人口比例低，而且工作時長短。法國人每年稅后收入為28799美元。