是從一開始就在小漁村里過安閑的日子，還是像哈佛MBA規劃得那樣，花上十幾、二十年的時間奮斗一番，掙一大筆錢，然后找個小漁村過安閑的日子呢?每個人的答案并不相同。

A vacationing American businessman, standing on the pier of a remote coastal fishing village in southern Mexico, watched as a small boat with just one young Mexican fisherman pulled into the dock. Inside the small boat were several large yellow fin tuna. Enjoying the warmth of the early afternoon sun, the American complimented the Mexican on the quality of his fish.

“How long did it take you to catch them?”the American casually asked.

“Oh, a few hours,” the Mexican fisherman replied. “Why don’t you stay out longer and catch more fish?” the American businessman then asked.

The Mexican warmly replied, “With this I have more than enough to support my family’s needs.”

The businessman then became serious, “But what do you do with the rest of your time?”

Responding with a smile, the Mexican fisherman answered, “I sleep late, play with my children, watch ball games, and take a nap with my wife. Sometimes in the evenings I take a stroll into the village to see my friends, play the guitar, sing a few songs...”

The American businessman impatiently interrupted, “Look, I have an MBA from Harvard, and I can help you to be more profitable. You can start by fishing several hours longer every day. You can then sell the extra fish you catch. With the extra money, you can buy a bigger boat. With the additional income that larger boat will bring, before long you can buy a second boat, then a third one, and so on, until you have an entire fleet of fishing boats.”Proud of his own sharp thinking, he excitedly elaborated a grand scheme which could bring even bigger profits, “Then, instead of selling your catch to a middleman you’ll be able to sell your fish directly to the processor, or even open your own cannery. Eventually, you could control the product, processing and distribution. You could leave this tiny coastal village and move to Mexico City, or possibly even Los Angeles or New York City, where you could even further expand your enterprise.”

Having never thought of such things, the Mexican fisherman asked, “But how long will all this take?”

After a rapid mental calculation, the Harvard MBA pronounced, “Probably about 15-20 years, maybe less if you work really hard.”

“And then what, sir?” asked the fisherman.

“Why, that’s the best part!” answered the businessman with a laugh. “When the time is right, you would sell your company stock to the public and become very rich. You would make millions.”

“Millions? Really? What would I do with it all?”asked the young fisherman in disbelief.

The businessman boasted, “Then you could happily retire with all the money you’ve made. You could move to a quaint coastal fishing village where you could sleep late, play with your grandchildren, watch ballgames, and take naps with your wife. You could stroll to the village in the evenings where you could play the guitar and sing with your friends all you want.”

在墨西哥南部一個偏遠小漁村的碼頭上，一個正在度假的美國商人站在那里，看著一個年輕的墨西哥漁夫將自己的小船拖進船塢里。小船里有幾條很大的黃鰭金槍魚。享受著下午時分的溫暖陽光，這個美國人夸獎墨西哥漁夫的那幾條魚還不錯。

美國人漫不經心地問道，“你抓這幾條魚花了多長時間啊?”

“哦，也就幾個小時吧。”墨西哥漁夫回答說。美國商人接著問，“那你干嘛不在海上多待會兒多抓些魚呢?”

漁夫開心地回答，“有這幾條，就足夠我養活家人了。”

商人變得嚴肅起來，“那你接下來的時間用來干什么呢?”

漁夫笑了笑，回答說，“我起得很晚，陪我的孩子們玩會兒，看看球賽，陪我老婆打個盹兒。有時候我會在晚上散步到村子里去看看朋友，彈吉它、唱唱歌……

這位美國商人不耐煩地打斷了他，“聽我說，我是哈佛的MBA，我能幫你賺得更多。你從每天多打幾個小時的魚開始，這樣你就可以將多出來的魚賣掉，用這些余錢，你可以買條大船，這能幫你掙更多的錢，要不了多久你就能再買一條船，接著買第三條，第四條……如此下去，你可以組成一支漁船隊。”他為自己敏銳的思維沾沾自喜，興奮地說著一大套能賺更多錢的宏偉的規劃。“然后，你就不用把魚賣給中間商了，可以直接賣個加工產，甚至可以自己開個罐頭廠。最終，

你能掌控整個生產、加工、銷售鏈條。你可以離開這個小漁村搬到墨西哥城去，甚至可能搬到洛杉磯或紐約去，在那里你可以進一步擴大自己的業務。”

從未考慮過這些事情，墨西哥漁夫困惑地問他，“這需要多長時間能實現?”

經過一番快速核算，哈佛的MBA回答說，“大概需要15-20年吧，如果你夠努力，也許要不了那么長時間。”

漁夫又問，“那接下來我該干嘛呢?”

“嗨，終于說到點子上了。”商人笑著說，“等時機成熟，你就讓公司上市，掙一大筆錢。你可以掙上千把萬。”

“千把萬?真的假的?我用這些錢來干什么呢?”年輕的漁夫有點難以置信。

商人繼續自吹自擂，“那時候，你就可以帶著掙到的錢退休了。你搬到一個寧靜的海邊漁村，在那里你可以起得很晚，陪孫子孫女們玩會兒，看看球賽，陪老婆打個盹兒。有時候還可以晚上散步到村子里去，和朋友一起彈吉它、唱唱歌。”

是從一開始就在小漁村里過安閑的日子，還是像哈佛MBA規劃得那樣，花上十幾、二十年的時間奮斗一番，掙一大筆錢，然后找個小漁村過安閑的日子呢?每個人的答案并不相同。

A vacationing American businessman, standing on the pier of a remote coastal fishing village in southern Mexico, watched as a small boat with just one young Mexican fisherman pulled into the dock. Inside the small boat were several large yellow fin tuna. Enjoying the warmth of the early afternoon sun, the American complimented the Mexican on the quality of his fish.

“How long did it take you to catch them?”the American casually asked.

“Oh, a few hours,” the Mexican fisherman replied. “Why don’t you stay out longer and catch more fish?” the American businessman then asked.

The Mexican warmly replied, “With this I have more than enough to support my family’s needs.”

The businessman then became serious, “But what do you do with the rest of your time?”

Responding with a smile, the Mexican fisherman answered, “I sleep late, play with my children, watch ball games, and take a nap with my wife. Sometimes in the evenings I take a stroll into the village to see my friends, play the guitar, sing a few songs...”

The American businessman impatiently interrupted, “Look, I have an MBA from Harvard, and I can help you to be more profitable. You can start by fishing several hours longer every day. You can then sell the extra fish you catch. With the extra money, you can buy a bigger boat. With the additional income that larger boat will bring, before long you can buy a second boat, then a third one, and so on, until you have an entire fleet of fishing boats.”Proud of his own sharp thinking, he excitedly elaborated a grand scheme which could bring even bigger profits, “Then, instead of selling your catch to a middleman you’ll be able to sell your fish directly to the processor, or even open your own cannery. Eventually, you could control the product, processing and distribution. You could leave this tiny coastal village and move to Mexico City, or possibly even Los Angeles or New York City, where you could even further expand your enterprise.”

Having never thought of such things, the Mexican fisherman asked, “But how long will all this take?”

After a rapid mental calculation, the Harvard MBA pronounced, “Probably about 15-20 years, maybe less if you work really hard.”

“And then what, sir?” asked the fisherman.

“Why, that’s the best part!” answered the businessman with a laugh. “When the time is right, you would sell your company stock to the public and become very rich. You would make millions.”

“Millions? Really? What would I do with it all?”asked the young fisherman in disbelief.

The businessman boasted, “Then you could happily retire with all the money you’ve made. You could move to a quaint coastal fishing village where you could sleep late, play with your grandchildren, watch ballgames, and take naps with your wife. You could stroll to the village in the evenings where you could play the guitar and sing with your friends all you want.”

在墨西哥南部一個偏遠小漁村的碼頭上，一個正在度假的美國商人站在那里，看著一個年輕的墨西哥漁夫將自己的小船拖進船塢里。小船里有幾條很大的黃鰭金槍魚。享受著下午時分的溫暖陽光，這個美國人夸獎墨西哥漁夫的那幾條魚還不錯。

美國人漫不經心地問道，“你抓這幾條魚花了多長時間啊?”

“哦，也就幾個小時吧。”墨西哥漁夫回答說。美國商人接著問，“那你干嘛不在海上多待會兒多抓些魚呢?”

漁夫開心地回答，“有這幾條，就足夠我養活家人了。”

商人變得嚴肅起來，“那你接下來的時間用來干什么呢?”

漁夫笑了笑，回答說，“我起得很晚，陪我的孩子們玩會兒，看看球賽，陪我老婆打個盹兒。有時候我會在晚上散步到村子里去看看朋友，彈吉它、唱唱歌……

這位美國商人不耐煩地打斷了他，“聽我說，我是哈佛的MBA，我能幫你賺得更多。你從每天多打幾個小時的魚開始，這樣你就可以將多出來的魚賣掉，用這些余錢，你可以買條大船，這能幫你掙更多的錢，要不了多久你就能再買一條船，接著買第三條，第四條……如此下去，你可以組成一支漁船隊。”他為自己敏銳的思維沾沾自喜，興奮地說著一大套能賺更多錢的宏偉的規劃。“然后，你就不用把魚賣給中間商了，可以直接賣個加工產，甚至可以自己開個罐頭廠。最終，

你能掌控整個生產、加工、銷售鏈條。你可以離開這個小漁村搬到墨西哥城去，甚至可能搬到洛杉磯或紐約去，在那里你可以進一步擴大自己的業務。”

從未考慮過這些事情，墨西哥漁夫困惑地問他，“這需要多長時間能實現?”

經過一番快速核算，哈佛的MBA回答說，“大概需要15-20年吧，如果你夠努力，也許要不了那么長時間。”

漁夫又問，“那接下來我該干嘛呢?”

“嗨，終于說到點子上了。”商人笑著說，“等時機成熟，你就讓公司上市，掙一大筆錢。你可以掙上千把萬。”

“千把萬?真的假的?我用這些錢來干什么呢?”年輕的漁夫有點難以置信。

商人繼續自吹自擂，“那時候，你就可以帶著掙到的錢退休了。你搬到一個寧靜的海邊漁村，在那里你可以起得很晚，陪孫子孫女們玩會兒，看看球賽，陪老婆打個盹兒。有時候還可以晚上散步到村子里去，和朋友一起彈吉它、唱唱歌。”